Frequently Asked Questions

Frequently Asked Questions About Singapore Moneylending

Frequently Asked Questions About Singapore Moneylending

In order to qualify for a cash loan in Singapore, all the following criteria must be fulfilled:

  • Be a citizen or permanent resident of Singapore, or for foreigners, have a passport and employment pass.
  • Be above 21 years of age, and is not an undischarged bankrupt, nor facing any bankruptcy proceeding.
  • Be permanently employed, have a valid work permit (for foreigners) or if you are self-employed, have clear records of your cash flow to prove ability to repay the loan amount.

How much can I loan with Credit Matters?

For Singaporeans and Permanent Residents, here’s how much you can borrow with us:

  • If your annual income is less than $20,000, you can borrow up to $3,000.
  • If your annual income is at least $20,000, you can borrow 6 times of your monthly income.

For foreigners residing in Singapore, here’s how much you can borrow with us:

  • If your annual income is less than $10,000, you can borrow up to $1,500.
  • If your annual income is at least $10,000 but less than $20,000, you can borrow up to $3,000.
  • If your annual income is at least $20,000, you can borrow up to 6 times of your monthly income.

Apply for a Loan

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